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We demand the best and our insurance partners deliver. They have completed over a million tenant reference checks and specialise in the lettings industry. Through them we provide:

  • Best in Class Tenant Referencing
  • Rent Protection & Legal Expenses Warranty
  • Landlords Buildings and Contents Insurance
  • Tenant Contents Insurance

Credit Check

Intelligent credit data interrogation. Our credit report offers instant turnaround allowing tenancies to be secured within the hour, it includes: an affordability assessment, a full check for adverse credit, bankruptcy orders, IVA’s on all declared and undeclared addresses. Credit Check Plus also checks the immigration status of prospective tenants by validating that they have the right to rent in the UK.

Full Reference

In addition to the credit check above we provide a detailed report assessing: landlords & employers references, income verification, stability of earnings and rent affordability in line with the term of tenancy.
Our intelligent approach appreciates that not every Tenant fits a set criteria.
All Guarantors will have a full reference and their credit status and earnings will be checked.
The right people are contacted to ensure correct assessment.

Full Reference Plus

Referencing that fully accommodates the ‘Right to Rent’ legislation and protects you against any potential Home Office penalties. We track the legitimacy of your Tenant throughout the term of the tenancy.
The home office can apply a penalty of £3,000 if a there is a breach of the Right to Rent legislation. We guarantee to pay the fine if this occurs.

Rent Protection and Legal Expenses Warranty

With our unique NIL excess, a total claims limit of £50,000 and a comprehensive range of options, our Rent Protection Warranty is hard to beat. We fully cover legal expenses, obtaining vacant possession following any breach in the tenancy agreement, not just the failure by the Tenant to pay the rent.

When tenants can’t or won’t pay, you are protected, not only from rent arrears but also from any tenancy breach.

What does our Rent Protection and Legal Expenses Warranty cover?

  • Full rent protection for the total monthly rent, for up to 4 tenants, as named on the Tenancy Agreement

  • Rent payable until vacant possession is obtained with no time limit and regardless of when the fixed term tenancy ends

  • Legal costs to obtain possession of the property if the tenant fails to pay the rent

  • Total claims limit of £50,000

  • Covers breaches of the tenancy agreement by the tenant, including non-payment of rent and expired section 21 notices

  • Comprehensive tenant references included as part of the service

  • Court attendance included as part of the service (at an additional fee)

  • Cover available for six or twelve months to suit you

  • Policy is fully transferable to ensure continuous cover even when the tenants change (subject to satisfactory references)

  • Nil excess with rent paid from the point of the first arrears

Complete peace of mind for Landlords

Relax in the knowledge that your rent is protected and you will not be out of pocket.

Our obligation to you is that in the event that there are any defaults in the payment of the Rent (as set out in the tenancy agreement) by the Tenant(s)/Guarantor(s) within the tenancy, we will pay Rent monthly, in arrears as per the rent amount on the tenancy agreement, until vacant possession is gained.

Payments will be made subject to any deductions agreed in the agency agreement. Deductions will also be made for any outstanding charges due from you.

In the event of payments being made under this warranty, all of your rights as Landlord to recover such sums shall be subrogated to the Agent or their insurer in order to affect recovery of sums paid (in the name of the Landlord if necessary or expedient). By choosing this service you confirm and agree to the same. Recovery of rents paid out shall be at our sole discretion.

Should you receive any funds from any Tenant(s)/Guarantor(s) after any date of default which results in us having to pay any monies to you under the terms of this guarantee, you shall immediately notify us of such receipt and shall forward such funds to us immediately on receipt.

Landlords Insurance

Too often not enough care is taken to make sure the right protection has been purchased, you do not want to discover this when you try and make a claim. We help you ensure you and your property are protected.

Tenants Contents Insurance

Many Tenants mistakenly believe that their contents are covered by their Landlords insurance cover. Unfortunately they often find out too late that this is not the case. We help you protect you are covered by tenants contents insurance.

For further help and information please contact us.